By accessing or using the Mortgage Loan Analysis platform (“Service”), you agree to these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, you may not use the Service.
Users are responsible for maintaining the confidentiality of their account credentials and for restricting access to their accounts. Sharing account information, including login credentials, is strictly prohibited. You are solely responsible for all activities that occur under your account.
We may monitor your use of the Service to ensure compliance with these Terms. This includes tracking login activity, account usage, and data input patterns to identify unauthorized access or abuse. Any violation of these Terms may result in suspension or termination of your account without refund.
Our Service operates on a yearly subscription basis, billed through Stripe. By subscribing, you authorize us to charge the provided payment method annually until you cancel your subscription. Cancellation requests must be made prior to your next billing cycle to avoid charges. All payments are non-refundable.
By using the Service, you agree that all data you input, including client data and other information, will be stored in our secure database. We employ industry-standard encryption and security measures to protect this data, but you acknowledge that no method of electronic storage is completely secure.
In the event of a data breach, we will take appropriate steps to notify affected users and mitigate damages as required by applicable law. You are responsible for ensuring the accuracy and legality of the data you input into the Service. We reserve the right to audit and review your use of the Service to ensure compliance with these Terms and all relevant regulations.
You agree to use the Service solely for lawful purposes and in compliance with all applicable laws and regulations, including those governing data privacy and mortgage lending practices. Users must not input false or misleading information into the system.
You are also responsible for ensuring that any client data you input has been obtained with the proper consent and in accordance with privacy laws. Misuse of the Service, including unauthorized access, sharing of accounts, or violation of these Terms, may result in suspension or termination of access.
You agree not to copy, distribute, modify, reverse-engineer, decompile, or otherwise exploit any part of the Service or its functionality. This includes analyzing the software or underlying code to recreate its functionality or create derivative works.
Users must not attempt to gain unauthorized access to the Service’s backend, modify database entries, or use automated tools to scrape or extract data from the Service. Redistributing, sharing, or reselling access to the Service or any of its components without express written permission from Win Loans is strictly prohibited.
We reserve the right to suspend or terminate your access to the Service at any time for violation of these Terms or other conduct that we deem harmful to the platform, other users, or our business operations. No refunds will be provided upon termination due to user misconduct.
The Service is provided "as is" and without any warranties, express or implied. We do not guarantee that the Service will be error-free, uninterrupted, or meet your specific needs. To the fullest extent permitted by law, we disclaim all warranties related to the Service.
To the maximum extent permitted by law, Win Loans shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of data, profits, or business opportunities.
We shall not be liable for any errors or omissions in the data provided by users or any inaccuracies in the results generated by the Service. Users are responsible for verifying all outputs and ensuring their compliance with industry standards and applicable laws.
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Maricopa County, Arizona.
We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Service after such changes constitutes your acceptance of the revised Terms.
If you have any questions about these Terms, please contact us at [email protected] or visit our website at www.win.loans.